Current Program Rules
- The My Click Rewards Program (the “Program”) is not an entitlement. The Program is an incentive award program. Points are not commissions, overrides, payroll, or profit sharing.
- Travelers reserves the right to alter or terminate the Program at any time for any reason.
- To be eligible for points, participants and agency/broker companies must be properly licensed and must be enrolled in the Program.
- The Program is not available to agency/broker companies who have chosen not to participate.
- Participants or agency/broker companies may choose to opt out of the Program at any time and in doing so they will forfeit all points earned.
- To be eligible to redeem points for awards, participants must be active employees of the same agency/broker company where points were earned.
- It is the responsibility of the Program participant to notify Travelers should they leave the agency/broker company.
- Points cannot be pooled and are non-transferable among point recipients.
- Leftover points cannot be returned, transferred, or redeemed for cash. Points may be saved and combined with future points earned.
- Points do not expire at the end of the calendar year.
- A bond must be issued and effective in order to become eligible for points.
- Tax liability incurred is the sole responsibility of the recipient. Points will be issued in the name of individual participants. Prizes are reportable by the recipient as taxable income on federal income tax returns. Federal 1099 tax forms will be issued to recipients who redeem points each calendar year, or as otherwise required.
- Travelers is not responsible for providing rewards in the exact amount of points a participant may have.
- Travelers reserves the right to replace rewards that may become obsolete or unavailable with similar items of an equal or greater value.
- Travelers, any agency/broker company, or any individual participant may disclose the terms, conditions and existence of the Program to any third parties. Agency/broker companies, participants and administrators will comply with all laws, regulations and other legal requirements that require any disclosure concerning the existence of the Program, its terms, conditions or rewards. Travelers assumes no responsibility to make such disclosure on behalf of any agency/broker company, participant or administrator.
- Neither Travelers, nor its suppliers can be held responsible for typographical errors, omissions in specifications, point value errors or errors in reward point requirements.
- Travelers reserves the right for final interpretation of all contest rules.
- Please note when redeeming for gift cards the participant shall bear the risk that any retail gift card may not be usable after receipt for any reason, including without limitation the bankruptcy or cessation of business of the issuer of the retail gift card.
- By participating in the Program, agency/broker companies and their individual participants expressly (a) agree to release and hold harmless the Travelers Indemnity Company, its parents, subsidiaries, affiliates and their officers, directors, agents and employees (for purposes of the Program, collectively “Travelers”) from any and all liability for any claims, costs, injuries, inconveniences, losses or damages of any kind caused by their participation in the Program, including but not limited to the acceptance, possession, use or misuse of any reward, and (b) acknowledge that Travelers makes no warranty, representation or guarantee, expressed or implied, in fact or at law, relative to any reward, including but not limited to warranties of merchantability, fitness for a particular purpose, quality or availability of any reward.
ETHICAL AGREEMENT
I (the individual participant) agree to accurately report my For Agents ID for purposes of earning points under the My Click Rewards Program